NAWAZ, Muhammad; NOR, Alias Mat; TOLOS, Habibah. The Moderating Role of Intellectual Capital between Relationship of Bank Specific Factors and Credit Risk of Islamic Banks: Evidence from Pakistan. SEISENSE Journal of Management, Multan, Pakistan, v. 2, n. 4, p. 79–87, 2019. DOI: 10.33215/sjom.v2i4.173. Disponível em: https://stage.seisense.com/index.php/jom/article/view/173. Acesso em: 2 nov. 2026.