KITIGIN, Beatrice; KORIR, Michael; CHEPKWONY, Kefa. E-Banking Technology Characteristics and Performance of Micro and Small Enterprise in Kenya: A Moderated Mediation Model of Adoption and Innovative Behavior. SEISENSE Journal of Management, Multan, Pakistan, v. 4, n. 1, p. 13–30, 2021. DOI: 10.33215/sjom.v4i1.480. Disponível em: https://stage.seisense.com/index.php/jom/article/view/480. Acesso em: 3 nov. 2026.